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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,635 | $183,592-37.0% | $155,567-25.7% | $145,959-20.8% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 10.87% | 61.24%-50.4pp | 64.74%-53.9pp | 561.95%-551.1pp |
| Employer contribution / active EE | $3,237 | $5,315-39.1% | $4,674-30.7% | $4,661-30.5% |
| Participant deferral / active EE | $7,577 | $6,464+17.2% | $5,628+34.6% | $6,689+13.3% |
| Admin fee / account holder | $31,200 | $19,318+61.5% | $15,916+96.0% | $13,398+132.9% |