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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,719,142 | $180,749+851.1% | $160,784+969.2% | $137,256+1152.5% |
| Participation rate | 12.5% | 80.0%-67.5pp | 77.0%-64.5pp | 80.0%-67.5pp |
| Annual return | 15.11% | 2234.46%-2219.4pp | 1803.92%-1788.8pp | 220.34%-205.2pp |
| Employer contribution / active EE | $22,779 | $4,155+448.2% | $3,733+510.2% | $4,156+448.1% |
| Participant deferral / active EE | $18,112 | $6,844+164.6% | $6,293+187.8% | $6,407+182.7% |
| Admin fee / account holder | $13,050 | $10,397+25.5% | $9,717+34.3% | $12,270+6.4% |