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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,473 | $87,037+0.5% | $106,201-17.6% | $80,874+8.2% |
| Participation rate | 86.8% | 70.4%+16.4pp | 75.3%+11.5pp | 67.6%+19.2pp |
| Annual return | 6.20% | 17.05%-10.8pp | 116.26%-110.1pp | 35.62%-29.4pp |
| Employer contribution / active EE | $1,839 | $2,396-23.2% | $3,170-42.0% | $2,756-33.2% |
| Participant deferral / active EE | $4,959 | $3,986+24.4% | $5,012-1.1% | $4,297+15.4% |
| Admin fee / account holder | $2,868 | $8,434-66.0% | $11,039-74.0% | $6,935-58.6% |