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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,473 | $87,132+0.4% | $105,624-17.2% | $80,959+8.0% |
| Participation rate | 86.8% | 70.4%+16.4pp | 75.3%+11.5pp | 67.7%+19.1pp |
| Annual return | 6.20% | 17.03%-10.8pp | 116.20%-110.0pp | 35.67%-29.5pp |
| Employer contribution / active EE | $1,839 | $2,397-23.3% | $3,168-41.9% | $2,757-33.3% |
| Participant deferral / active EE | $4,959 | $3,985+24.4% | $5,013-1.1% | $4,300+15.3% |
| Admin fee / account holder | $2,868 | $8,449-66.1% | $10,961-73.8% | $6,925-58.6% |