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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,623 | $86,949-9.6% | $102,460-23.3% | $80,959-2.9% |
| Participation rate | 74.1% | 72.4%+1.7pp | 76.5%-2.4pp | 67.7%+6.4pp |
| Annual return | 14.12% | 18.89%-4.8pp | 29.47%-15.3pp | 35.67%-21.5pp |
| Employer contribution / active EE | $4,060 | $2,370+71.3% | $3,025+34.2% | $2,757+47.3% |
| Participant deferral / active EE | $4,286 | $4,121+4.0% | $5,056-15.2% | $4,300-0.3% |
| Admin fee / account holder | $571 | $8,048-92.9% | $9,460-94.0% | $6,925-91.8% |