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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,505 | $88,672+43.8% | $105,223+21.2% | $82,448+54.6% |
| Participation rate | 67.9% | 67.9%-0.1pp | 75.0%-7.2pp | 68.1%-0.2pp |
| Annual return | 14.34% | 30.86%-16.5pp | 180.65%-166.3pp | 41.64%-27.3pp |
| Employer contribution / active EE | $2,205 | $3,048-27.7% | $3,689-40.2% | $2,551-13.6% |
| Participant deferral / active EE | $4,934 | $4,036+22.2% | $5,072-2.7% | $4,139+19.2% |
| Admin fee / account holder | $30,062 | $7,146+320.7% | $8,859+239.4% | $7,234+315.6% |