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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,111 | $117,895-22.7% | $102,460-11.1% | $145,897-37.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 12.36% | 31.92%-19.6pp | 29.47%-17.1pp | 552.29%-539.9pp |
| Employer contribution / active EE | $2,475 | $3,619-31.6% | $3,025-18.2% | $4,663-46.9% |
| Participant deferral / active EE | $7,810 | $5,736+36.1% | $5,056+54.5% | $6,689+16.7% |
| Admin fee / account holder | $4,764 | $13,353-64.3% | $9,460-49.6% | $13,390-64.4% |