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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,604 | $139,948-76.0% | $121,663-72.4% | $154,746-78.3% |
| Participation rate | 94.4% | 78.0%+16.4pp | 74.5%+20.0pp | 80.7%+13.7pp |
| Annual return | 12.17% | 230.52%-218.3pp | 147.54%-135.4pp | 172.34%-160.2pp |
| Employer contribution / active EE | $1,760 | $3,521-50.0% | $3,020-41.7% | $4,379-59.8% |
| Participant deferral / active EE | $3,494 | $5,629-37.9% | $4,887-28.5% | $6,730-48.1% |
| Admin fee / account holder | $1,250 | $17,321-92.8% | $14,289-91.3% | $14,365-91.3% |