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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,604 | $132,634-74.7% | $115,768-71.0% | $137,256-75.5% |
| Participation rate | 94.4% | 77.9%+16.6pp | 74.4%+20.1pp | 80.0%+14.5pp |
| Annual return | 12.17% | 160.70%-148.5pp | 100.46%-88.3pp | 220.34%-208.2pp |
| Employer contribution / active EE | $1,760 | $3,360-47.6% | $2,940-40.1% | $4,156-57.6% |
| Participant deferral / active EE | $3,494 | $5,619-37.8% | $4,917-28.9% | $6,407-45.5% |
| Admin fee / account holder | $1,250 | $15,028-91.7% | $12,439-90.0% | $12,270-89.8% |