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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,048 | $125,190-76.0% | $105,624-71.6% | $145,897-79.4% |
| Participation rate | 94.1% | 77.6%+16.5pp | 75.3%+18.8pp | 80.3%+13.8pp |
| Annual return | 9.55% | 225.22%-215.7pp | 116.20%-106.7pp | 552.29%-542.7pp |
| Employer contribution / active EE | $1,960 | $3,720-47.3% | $3,168-38.1% | $4,663-58.0% |
| Participant deferral / active EE | $4,306 | $5,716-24.7% | $5,013-14.1% | $6,689-35.6% |
| Admin fee / account holder | $1,230 | $17,138-92.8% | $10,961-88.8% | $13,390-90.8% |