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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,495 | $117,895-69.0% | $102,460-64.4% | $145,897-75.0% |
| Participation rate | 80.0% | 78.6%+1.4pp | 76.5%+3.5pp | 80.3%-0.3pp |
| Annual return | 14.25% | 31.92%-17.7pp | 29.47%-15.2pp | 552.29%-538.0pp |
| Employer contribution / active EE | $1,483 | $3,619-59.0% | $3,025-51.0% | $4,663-68.2% |
| Participant deferral / active EE | $2,503 | $5,736-56.4% | $5,056-50.5% | $6,689-62.6% |
| Admin fee / account holder | $316 | $13,353-97.6% | $9,460-96.7% | $13,390-97.6% |