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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,434 | $185,312-79.3% | $161,489-76.2% | $154,746-75.2% |
| Participation rate | 57.1% | 82.5%-25.3pp | 78.7%-21.6pp | 80.7%-23.6pp |
| Annual return | 21.49% | 103.84%-82.3pp | 89.72%-68.2pp | 172.34%-150.8pp |
| Employer contribution / active EE | $3,217 | $4,769-32.5% | $4,268-24.6% | $4,379-26.5% |
| Participant deferral / active EE | $4,568 | $6,350-28.1% | $5,630-18.9% | $6,730-32.1% |
| Admin fee / account holder | $268 | $18,654-98.6% | $16,006-98.3% | $14,365-98.1% |