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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,819 | $160,040-81.4% | $147,096-79.7% | $145,877-79.6% |
| Participation rate | 78.6% | 84.0%-5.4pp | 82.2%-3.6pp | 80.3%-1.7pp |
| Annual return | 6.01% | 98.49%-92.5pp | 419.75%-413.7pp | 551.28%-545.3pp |
| Employer contribution / active EE | $2,698 | $5,289-49.0% | $4,936-45.3% | $4,663-42.2% |
| Participant deferral / active EE | $3,959 | $8,429-53.0% | $8,071-51.0% | $6,691-40.8% |
| Admin fee / account holder | $10,551 | $15,050-29.9% | $13,005-18.9% | $13,402-21.3% |