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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,139 | $177,595+112.9% | $148,496+154.6% | $198,609+90.4% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.0%+24.0pp | 82.4%+17.6pp |
| Annual return | 16.79% | 9.97%+6.8pp | 12.33%+4.5pp | 202.70%-185.9pp |
| Employer contribution / active EE | $13,191 | $4,098+221.9% | $3,497+277.2% | $5,055+160.9% |
| Participant deferral / active EE | $13,638 | $5,539+146.2% | $4,808+183.6% | $6,977+95.5% |
| Admin fee / account holder | $2,352 | $27,010-91.3% | $19,547-88.0% | $19,030-87.6% |