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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,954 | $97,125+122.3% | $86,233+150.4% | $137,256+57.3% |
| Participation rate | 60.0% | 74.2%-14.2pp | 69.0%-9.0pp | 80.0%-20.0pp |
| Annual return | 15.31% | 74.19%-58.9pp | 61.39%-46.1pp | 220.34%-205.0pp |
| Employer contribution / active EE | $2,154 | $2,841-24.2% | $2,504-14.0% | $4,156-48.2% |
| Participant deferral / active EE | $3,133 | $5,180-39.5% | $4,559-31.3% | $6,407-51.1% |
| Admin fee / account holder | $3,554 | $9,725-63.5% | $8,342-57.4% | $12,270-71.0% |