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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,342 | $90,397-33.2% | $76,002-20.6% | $145,959-58.7% |
| Participation rate | 61.1% | 74.5%-13.4pp | 69.1%-8.0pp | 80.3%-19.2pp |
| Annual return | 13.02% | 621.97%-609.0pp | 360.07%-347.0pp | 561.95%-548.9pp |
| Employer contribution / active EE | $2,190 | $3,317-34.0% | $2,688-18.5% | $4,661-53.0% |
| Participant deferral / active EE | $2,487 | $5,163-51.8% | $4,257-41.6% | $6,689-62.8% |
| Admin fee / account holder | $27,644 | $8,369+230.3% | $6,414+331.0% | $13,398+106.3% |