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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,901 | $168,635-49.1% | $147,617-41.8% | $125,389-31.5% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | 0.62% | 77.65%-77.0pp | 61.98%-61.4pp | 282.24%-281.6pp |
| Employer contribution / active EE | $5,679 | $6,252-9.2% | $5,564+2.1% | $4,866+16.7% |
| Participant deferral / active EE | $3,677 | $5,507-33.2% | $4,895-24.9% | $5,352-31.3% |
| Admin fee / account holder | $2,436 | $13,580-82.1% | $11,612-79.0% | $9,541-74.5% |