Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,052 | $81,446-53.3% | $103,374-63.2% | $80,874-52.9% |
| Participation rate | 41.2% | 66.9%-25.7pp | 74.5%-33.3pp | 67.6%-26.5pp |
| Annual return | 9.88% | 25.57%-15.7pp | 24.89%-15.0pp | 35.62%-25.7pp |
| Employer contribution / active EE | $793 | $3,107-74.5% | $3,869-79.5% | $2,756-71.2% |
| Participant deferral / active EE | $2,592 | $3,870-33.0% | $5,058-48.8% | $4,297-39.7% |
| Admin fee / account holder | $4,700 | $6,715-30.0% | $8,394-44.0% | $6,935-32.2% |