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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,694 | $183,539-63.7% | $155,556-57.1% | $145,897-54.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 5.56% | 61.31%-55.7pp | 64.84%-59.3pp | 552.29%-546.7pp |
| Employer contribution / active EE | $4,194 | $5,315-21.1% | $4,675-10.3% | $4,663-10.0% |
| Participant deferral / active EE | $3,511 | $6,467-45.7% | $5,631-37.6% | $6,689-47.5% |
| Admin fee / account holder | $10,867 | $19,275-43.6% | $15,885-31.6% | $13,390-18.8% |