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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,506 | $99,053+205.4% | $88,179+243.1% | $138,895+117.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 19.08% | 78.17%-59.1pp | 64.97%-45.9pp | 145.39%-126.3pp |
| Employer contribution / active EE | $2,355 | $2,882-18.3% | $2,549-7.6% | $4,194-43.8% |
| Participant deferral / active EE | $9,829 | $5,225+88.1% | $4,614+113.0% | $6,396+53.7% |
| Admin fee / account holder | $3,780 | $8,748-56.8% | $7,673-50.7% | $12,562-69.9% |