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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,494 | $160,070-66.0% | $147,117-63.0% | $145,897-62.6% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 13.74% | 98.69%-84.9pp | 420.54%-406.8pp | 552.29%-538.6pp |
| Employer contribution / active EE | $0 | $5,285-100.0% | $4,932-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $8,279 | $8,419-1.7% | $8,065+2.7% | $6,689+23.8% |
| Admin fee / account holder | $6,537 | $15,035-56.5% | $12,993-49.7% | $13,390-51.2% |