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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,623 | $172,111+77.0% | $150,298+102.7% | $137,256+121.9% |
| Participation rate | 71.4% | 81.7%-10.3pp | 77.8%-6.3pp | 80.0%-8.5pp |
| Annual return | 19.07% | 69.37%-50.3pp | 62.79%-43.7pp | 220.34%-201.3pp |
| Employer contribution / active EE | $9,134 | $4,636+97.0% | $4,154+119.9% | $4,156+119.8% |
| Participant deferral / active EE | $13,434 | $6,166+117.9% | $5,453+146.4% | $6,407+109.7% |
| Admin fee / account holder | $6,034 | $16,471-63.4% | $14,116-57.3% | $12,270-50.8% |