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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $568,342 | $172,111+230.2% | $150,298+278.1% | $137,256+314.1% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | -11.80% | 69.37%-81.2pp | 62.79%-74.6pp | 220.34%-232.1pp |
| Employer contribution / active EE | $39,389 | $4,636+749.6% | $4,154+848.2% | $4,156+847.7% |
| Participant deferral / active EE | $25,840 | $6,166+319.1% | $5,453+373.9% | $6,407+303.3% |
| Admin fee / account holder | $33,333 | $16,471+102.4% | $14,116+136.1% | $12,270+171.7% |