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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,603 | $166,020-27.4% | $164,866-26.8% | $145,959-17.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.47% | 100.08%-86.6pp | 69.97%-56.5pp | 561.95%-548.5pp |
| Employer contribution / active EE | $0 | $5,275-100.0% | $4,343-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $13,728 | $6,961+97.2% | $6,033+127.5% | $6,689+105.2% |
| Admin fee / account holder | $359 | $16,644-97.8% | $12,689-97.2% | $13,398-97.3% |