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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,653 | $227,399-43.9% | $189,758-32.7% | $198,609-35.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 20.54% | 61.03%-40.5pp | 52.62%-32.1pp | 202.70%-182.2pp |
| Employer contribution / active EE | $2,307 | $5,526-58.3% | $4,767-51.6% | $5,055-54.4% |
| Participant deferral / active EE | $11,933 | $6,837+74.5% | $5,856+103.8% | $6,977+71.0% |
| Admin fee / account holder | $3,207 | $25,162-87.3% | $20,388-84.3% | $19,030-83.1% |