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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,029 | $183,592-85.3% | $155,574-82.6% | $145,877-81.5% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 24.63% | 61.37%-36.7pp | 64.87%-40.2pp | 551.28%-526.6pp |
| Employer contribution / active EE | $1,537 | $5,317-71.1% | $4,676-67.1% | $4,663-67.0% |
| Participant deferral / active EE | $5,838 | $6,466-9.7% | $5,629+3.7% | $6,691-12.7% |
| Admin fee / account holder | $1,291 | $19,316-93.3% | $15,914-91.9% | $13,402-90.4% |