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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,029 | $183,539-85.3% | $155,556-82.6% | $145,897-81.5% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 24.63% | 61.31%-36.7pp | 64.84%-40.2pp | 552.29%-527.7pp |
| Employer contribution / active EE | $1,537 | $5,315-71.1% | $4,675-67.1% | $4,663-67.0% |
| Participant deferral / active EE | $5,838 | $6,467-9.7% | $5,631+3.7% | $6,689-12.7% |
| Admin fee / account holder | $1,291 | $19,275-93.3% | $15,885-91.9% | $13,390-90.4% |