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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,588 | $107,666+19.4% | $102,184+25.8% | $154,746-16.9% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 8.88% | 29.33%-20.4pp | 31.58%-22.7pp | 172.34%-163.5pp |
| Employer contribution / active EE | $5,076 | $3,846+32.0% | $3,594+41.3% | $4,379+15.9% |
| Participant deferral / active EE | $6,965 | $8,719-20.1% | $8,309-16.2% | $6,730+3.5% |
| Admin fee / account holder | $37,362 | $12,943+188.7% | $11,609+221.8% | $14,365+160.1% |