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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,588 | $100,970+27.4% | $96,576+33.1% | $137,256-6.3% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 8.88% | 38.16%-29.3pp | 38.47%-29.6pp | 220.34%-211.5pp |
| Employer contribution / active EE | $5,076 | $3,809+33.3% | $3,553+42.9% | $4,156+22.1% |
| Participant deferral / active EE | $6,965 | $8,286-15.9% | $7,956-12.5% | $6,407+8.7% |
| Admin fee / account holder | $37,362 | $11,312+230.3% | $11,381+228.3% | $12,270+204.5% |