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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,997 | $111,814+59.2% | $93,654+90.1% | $145,959+22.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 15.70% | 203.30%-187.6pp | 133.34%-117.6pp | 561.95%-546.3pp |
| Employer contribution / active EE | $2,811 | $3,092-9.1% | $2,421+16.1% | $4,661-39.7% |
| Participant deferral / active EE | $15,675 | $4,914+219.0% | $4,413+255.2% | $6,689+134.4% |
| Admin fee / account holder | $1,941 | $10,246-81.1% | $8,282-76.6% | $13,398-85.5% |