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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,854 | $86,938+139.1% | $102,423+102.9% | $80,925+156.8% |
| Participation rate | 67.6% | 72.4%-4.7pp | 76.5%-8.9pp | 67.7%0pp |
| Annual return | 15.27% | 18.89%-3.6pp | 29.42%-14.2pp | 35.65%-20.4pp |
| Employer contribution / active EE | $1,653 | $2,369-30.2% | $3,023-45.3% | $2,756-40.0% |
| Participant deferral / active EE | $5,991 | $4,120+45.4% | $5,054+18.5% | $4,299+39.4% |
| Admin fee / account holder | $27,174 | $8,053+237.5% | $9,455+187.4% | $6,940+291.5% |