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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,594 | $56,197-54.5% | $67,652-62.2% | $59,633-57.1% |
| Participation rate | 100.0% | 71.5%+28.5pp | 75.7%+24.3pp | 68.7%+31.3pp |
| Annual return | -1.41% | 18508.10%-18509.5pp | 6625.40%-6626.8pp | 2041.45%-2042.9pp |
| Employer contribution / active EE | $9,330 | $1,615+477.8% | $2,266+311.8% | $2,203+323.6% |
| Participant deferral / active EE | $3,845 | $2,844+35.2% | $3,560+8.0% | $3,192+20.5% |
| Admin fee / account holder | $469 | $3,958-88.2% | $4,821-90.3% | $4,297-89.1% |