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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,118 | $88,815+18.4% | $81,882+28.4% | $145,897-28.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 13.23% | 1033.75%-1020.5pp | 779.47%-766.2pp | 552.29%-539.1pp |
| Employer contribution / active EE | $8,140 | $3,086+163.8% | $2,916+179.2% | $4,663+74.6% |
| Participant deferral / active EE | $20,293 | $4,647+336.7% | $4,323+369.4% | $6,689+203.4% |
| Admin fee / account holder | $3,999 | $8,434-52.6% | $7,360-45.7% | $13,390-70.1% |