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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,731 | $72,071+106.4% | $68,368+117.5% | $137,256+8.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 16.02% | 353.14%-337.1pp | 292.57%-276.6pp | 220.34%-204.3pp |
| Employer contribution / active EE | $9,359 | $2,788+235.7% | $2,649+253.3% | $4,156+125.2% |
| Participant deferral / active EE | $20,856 | $4,410+372.9% | $4,123+405.9% | $6,407+225.5% |
| Admin fee / account holder | $3,533 | $5,336-33.8% | $5,150-31.4% | $12,270-71.2% |