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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,604 | $86,938+4.2% | $102,423-11.5% | $80,925+12.0% |
| Participation rate | 84.9% | 72.4%+12.5pp | 76.5%+8.4pp | 67.7%+17.2pp |
| Annual return | 12.55% | 18.89%-6.3pp | 29.42%-16.9pp | 35.65%-23.1pp |
| Employer contribution / active EE | $1,666 | $2,369-29.7% | $3,023-44.9% | $2,756-39.6% |
| Participant deferral / active EE | $5,703 | $4,120+38.4% | $5,054+12.8% | $4,299+32.7% |
| Admin fee / account holder | $13,812 | $8,053+71.5% | $9,455+46.1% | $6,940+99.0% |