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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,604 | $86,940+4.2% | $102,434-11.5% | $80,935+11.9% |
| Participation rate | 84.9% | 72.4%+12.5pp | 76.5%+8.4pp | 67.7%+17.2pp |
| Annual return | 12.55% | 18.89%-6.3pp | 29.46%-16.9pp | 35.66%-23.1pp |
| Employer contribution / active EE | $1,666 | $2,370-29.7% | $3,023-44.9% | $2,757-39.6% |
| Participant deferral / active EE | $5,703 | $4,121+38.4% | $5,055+12.8% | $4,299+32.6% |
| Admin fee / account holder | $13,812 | $8,047+71.6% | $9,462+46.0% | $6,924+99.5% |