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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,661 | $156,398-54.8% | $147,318-52.0% | $138,895-49.1% |
| Participation rate | 83.3% | 83.8%-0.4pp | 82.1%+1.3pp | 79.9%+3.4pp |
| Annual return | 10.45% | 78.75%-68.3pp | 70.43%-60.0pp | 145.39%-134.9pp |
| Employer contribution / active EE | $1,511 | $4,853-68.9% | $4,593-67.1% | $4,194-64.0% |
| Participant deferral / active EE | $4,791 | $8,237-41.8% | $7,906-39.4% | $6,396-25.1% |
| Admin fee / account holder | $11,958 | $14,976-20.2% | $13,708-12.8% | $12,562-4.8% |