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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,465 | $90,614-60.9% | $76,089-53.4% | $145,877-75.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 12.86% | 623.80%-610.9pp | 360.94%-348.1pp | 551.28%-538.4pp |
| Employer contribution / active EE | $2,584 | $3,324-22.3% | $2,690-3.9% | $4,663-44.6% |
| Participant deferral / active EE | $5,416 | $5,168+4.8% | $4,259+27.2% | $6,691-19.1% |
| Admin fee / account holder | $4,011 | $8,376-52.1% | $6,418-37.5% | $13,402-70.1% |