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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $568,838 | $183,592+209.8% | $155,574+265.6% | $145,877+289.9% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 10.62% | 61.37%-50.8pp | 64.87%-54.3pp | 551.28%-540.7pp |
| Employer contribution / active EE | $10,061 | $5,317+89.2% | $4,676+115.2% | $4,663+115.8% |
| Participant deferral / active EE | $10,100 | $6,466+56.2% | $5,629+79.4% | $6,691+51.0% |
| Admin fee / account holder | $18,892 | $19,316-2.2% | $15,914+18.7% | $13,402+41.0% |