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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,906 | $117,895-69.5% | $102,460-65.0% | $145,897-75.4% |
| Participation rate | 92.9% | 78.6%+14.2pp | 76.5%+16.3pp | 80.3%+12.6pp |
| Annual return | 11.96% | 31.92%-20.0pp | 29.47%-17.5pp | 552.29%-540.3pp |
| Employer contribution / active EE | $2,720 | $3,619-24.8% | $3,025-10.1% | $4,663-41.7% |
| Participant deferral / active EE | $4,648 | $5,736-19.0% | $5,056-8.1% | $6,689-30.5% |
| Admin fee / account holder | $8,490 | $13,353-36.4% | $9,460-10.3% | $13,390-36.6% |