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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,696 | $78,520-16.3% | $96,576-32.0% | $82,448-20.3% |
| Participation rate | 51.4% | 77.7%-26.3pp | 81.4%-30.0pp | 68.1%-16.6pp |
| Annual return | 15.78% | 41.30%-25.5pp | 38.47%-22.7pp | 41.64%-25.9pp |
| Employer contribution / active EE | $1,755 | $2,630-33.3% | $3,553-50.6% | $2,551-31.2% |
| Participant deferral / active EE | $3,281 | $6,754-51.4% | $7,956-58.8% | $4,139-20.7% |
| Admin fee / account holder | $19,889 | $13,455+47.8% | $11,381+74.8% | $7,234+174.9% |