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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,305 | $160,070-72.3% | $147,117-69.9% | $145,897-69.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.35% | 98.69%-89.3pp | 420.54%-411.2pp | 552.29%-542.9pp |
| Employer contribution / active EE | $2,284 | $5,285-56.8% | $4,932-53.7% | $4,663-51.0% |
| Participant deferral / active EE | $3,507 | $8,419-58.3% | $8,065-56.5% | $6,689-47.6% |
| Admin fee / account holder | $378 | $15,035-97.5% | $12,993-97.1% | $13,390-97.2% |