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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,146 | $110,093-51.7% | $97,295-45.4% | $145,897-63.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 7.44% | 244.76%-237.3pp | 75.62%-68.2pp | 552.29%-544.8pp |
| Employer contribution / active EE | $2,301 | $3,077-25.2% | $2,723-15.5% | $4,663-50.7% |
| Participant deferral / active EE | $3,180 | $4,678-32.0% | $4,264-25.4% | $6,689-52.5% |
| Admin fee / account holder | $9,650 | $6,212+55.3% | $5,646+70.9% | $13,390-27.9% |