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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,720 | $275,752-56.9% | $256,809-53.8% | $198,609-40.2% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 14.03% | 34.81%-20.8pp | 32.73%-18.7pp | 202.70%-188.7pp |
| Employer contribution / active EE | $1,649 | $7,721-78.6% | $7,263-77.3% | $5,055-67.4% |
| Participant deferral / active EE | $10,206 | $10,037+1.7% | $9,520+7.2% | $6,977+46.3% |
| Admin fee / account holder | $1,110 | $25,716-95.7% | $25,146-95.6% | $19,030-94.2% |