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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,351 | $166,131-73.9% | $164,975-73.7% | $145,877-70.3% |
| Participation rate | 77.8% | 82.0%-4.2pp | 78.6%-0.8pp | 80.3%-2.5pp |
| Annual return | 18.70% | 100.37%-81.7pp | 70.12%-51.4pp | 551.28%-532.6pp |
| Employer contribution / active EE | $1,970 | $5,276-62.7% | $4,343-54.6% | $4,663-57.7% |
| Participant deferral / active EE | $2,854 | $6,962-59.0% | $6,033-52.7% | $6,691-57.3% |
| Admin fee / account holder | $875 | $16,648-94.7% | $12,688-93.1% | $13,402-93.5% |