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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $557,438 | $182,442+205.5% | $163,379+241.2% | $138,895+301.3% |
| Participation rate | 84.6% | 79.8%+4.8pp | 76.8%+7.8pp | 79.9%+4.7pp |
| Annual return | 11.70% | 72.74%-61.0pp | 63.41%-51.7pp | 145.39%-133.7pp |
| Employer contribution / active EE | $2,802 | $4,159-32.6% | $3,752-25.3% | $4,194-33.2% |
| Participant deferral / active EE | $9,231 | $6,817+35.4% | $6,282+47.0% | $6,396+44.3% |
| Admin fee / account holder | $34,463 | $10,396+231.5% | $9,818+251.0% | $12,562+174.3% |