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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $463,198 | $211,288+119.2% | $178,540+159.4% | $145,884+217.5% |
| Participation rate | 91.7% | 80.8%+10.9pp | 77.1%+14.6pp | 80.3%+11.4pp |
| Annual return | 7.94% | 30.27%-22.3pp | 27.15%-19.2pp | 551.85%-543.9pp |
| Employer contribution / active EE | $2,720 | $4,574-40.5% | $3,953-31.2% | $4,662-41.7% |
| Participant deferral / active EE | $8,139 | $6,967+16.8% | $6,281+29.6% | $6,690+21.7% |
| Admin fee / account holder | $1,367 | $12,105-88.7% | $10,424-86.9% | $13,392-89.8% |