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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,933 | $88,815+42.9% | $81,882+55.0% | $145,897-13.0% |
| Participation rate | 68.8% | 75.1%-6.3pp | 72.4%-3.6pp | 80.3%-11.6pp |
| Annual return | 11.19% | 1033.75%-1022.6pp | 779.47%-768.3pp | 552.29%-541.1pp |
| Employer contribution / active EE | $2,108 | $3,086-31.7% | $2,916-27.7% | $4,663-54.8% |
| Participant deferral / active EE | $3,317 | $4,647-28.6% | $4,323-23.3% | $6,689-50.4% |
| Admin fee / account holder | $455 | $8,434-94.6% | $7,360-93.8% | $13,390-96.6% |