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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,711 | $100,203-48.4% | $85,240-39.3% | $145,897-64.6% |
| Participation rate | 78.9% | 74.1%+4.8pp | 67.5%+11.4pp | 80.3%-1.4pp |
| Annual return | 8.05% | 84.28%-76.2pp | 66.75%-58.7pp | 552.29%-544.2pp |
| Employer contribution / active EE | $1,716 | $3,242-47.1% | $2,735-37.3% | $4,663-63.2% |
| Participant deferral / active EE | $4,359 | $5,299-17.7% | $4,527-3.7% | $6,689-34.8% |
| Admin fee / account holder | $920 | $7,265-87.3% | $6,165-85.1% | $13,390-93.1% |