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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,711 | $100,073-48.3% | $85,126-39.3% | $145,877-64.6% |
| Participation rate | 78.9% | 74.1%+4.8pp | 67.5%+11.4pp | 80.3%-1.4pp |
| Annual return | 8.05% | 84.11%-76.1pp | 66.63%-58.6pp | 551.28%-543.2pp |
| Employer contribution / active EE | $1,716 | $3,236-47.0% | $2,731-37.2% | $4,663-63.2% |
| Participant deferral / active EE | $4,359 | $5,294-17.7% | $4,523-3.6% | $6,691-34.8% |
| Admin fee / account holder | $920 | $7,261-87.3% | $6,160-85.1% | $13,402-93.1% |