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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,711 | $99,921-48.2% | $85,009-39.2% | $145,959-64.6% |
| Participation rate | 78.9% | 74.1%+4.9pp | 67.5%+11.4pp | 80.3%-1.3pp |
| Annual return | 8.05% | 83.89%-75.8pp | 66.47%-58.4pp | 561.95%-553.9pp |
| Employer contribution / active EE | $1,716 | $3,233-46.9% | $2,728-37.1% | $4,661-63.2% |
| Participant deferral / active EE | $4,359 | $5,293-17.6% | $4,522-3.6% | $6,689-34.8% |
| Admin fee / account holder | $920 | $7,252-87.3% | $6,153-85.0% | $13,398-93.1% |