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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,006 | $97,078-62.9% | $103,065-65.1% | $145,897-75.3% |
| Participation rate | 90.9% | 81.1%+9.8pp | 80.6%+10.4pp | 80.3%+10.6pp |
| Annual return | 2.20% | 25.49%-23.3pp | 23.95%-21.8pp | 552.29%-550.1pp |
| Employer contribution / active EE | $7,511 | $4,680+60.5% | $4,675+60.7% | $4,663+61.1% |
| Participant deferral / active EE | $6,510 | $6,601-1.4% | $6,625-1.7% | $6,689-2.7% |
| Admin fee / account holder | $72,235 | $12,505+477.7% | $9,349+672.6% | $13,390+439.5% |