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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,754 | $154,228-32.1% | $145,433-28.0% | $137,256-23.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.62% | 74.59%-56.0pp | 66.58%-48.0pp | 220.34%-201.7pp |
| Employer contribution / active EE | $2,105 | $4,804-56.2% | $4,554-53.8% | $4,156-49.3% |
| Participant deferral / active EE | $10,402 | $8,216+26.6% | $7,897+31.7% | $6,407+62.4% |
| Admin fee / account holder | $18,209 | $14,344+27.0% | $13,129+38.7% | $12,270+48.4% |