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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,322 | $134,817+53.8% | $123,973+67.2% | $155,188+33.6% |
| Participation rate | 81.8% | 79.4%+2.4pp | 76.7%+5.2pp | 80.8%+1.0pp |
| Annual return | 15.77% | 515.49%-499.7pp | 388.13%-372.4pp | 148.84%-133.1pp |
| Employer contribution / active EE | $8,640 | $4,425+95.3% | $4,126+109.4% | $4,248+103.4% |
| Participant deferral / active EE | $5,493 | $5,706-3.7% | $5,247+4.7% | $6,531-15.9% |
| Admin fee / account holder | $2,767 | $13,245-79.1% | $11,799-76.5% | $14,480-80.9% |