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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,081 | $95,453+12.2% | $112,040-4.4% | $82,448+29.9% |
| Participation rate | 48.6% | 72.8%-24.2pp | 76.5%-27.9pp | 68.1%-19.5pp |
| Annual return | 16.62% | 23.92%-7.3pp | 24.52%-7.9pp | 41.64%-25.0pp |
| Employer contribution / active EE | $2,048 | $2,318-11.6% | $2,954-30.7% | $2,551-19.7% |
| Participant deferral / active EE | $2,415 | $4,224-42.8% | $5,098-52.6% | $4,139-41.7% |
| Admin fee / account holder | $213 | $9,013-97.6% | $12,098-98.2% | $7,234-97.1% |