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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,081 | $97,550+9.8% | $120,344-11.0% | $87,485+22.4% |
| Participation rate | 48.6% | 72.8%-24.3pp | 76.7%-28.1pp | 68.9%-20.4pp |
| Annual return | 16.62% | 18.41%-1.8pp | 20.30%-3.7pp | 26.06%-9.4pp |
| Employer contribution / active EE | $2,048 | $2,291-10.6% | $3,020-32.2% | $2,596-21.1% |
| Participant deferral / active EE | $2,415 | $4,230-42.9% | $5,135-53.0% | $4,274-43.5% |
| Admin fee / account holder | $213 | $9,543-97.8% | $12,742-98.3% | $7,775-97.3% |