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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $547,518 | $117,895+364.4% | $102,460+434.4% | $145,897+275.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 11.94% | 31.92%-20.0pp | 29.47%-17.5pp | 552.29%-540.4pp |
| Employer contribution / active EE | $6,795 | $3,619+87.8% | $3,025+124.6% | $4,663+45.7% |
| Participant deferral / active EE | $31,014 | $5,736+440.7% | $5,056+513.4% | $6,689+363.6% |
| Admin fee / account holder | $1,247 | $13,353-90.7% | $9,460-86.8% | $13,390-90.7% |