Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,705 | $171,492+137.7% | $150,734+170.5% | $198,609+105.3% |
| Participation rate | 15.4% | 81.4%-66.0pp | 78.4%-63.1pp | 82.4%-67.0pp |
| Annual return | 13.75% | 804.70%-791.0pp | 600.81%-587.1pp | 202.70%-188.9pp |
| Employer contribution / active EE | $1,171 | $5,470-78.6% | $4,918-76.2% | $5,055-76.8% |
| Participant deferral / active EE | $6,705 | $6,259+7.1% | $5,610+19.5% | $6,977-3.9% |
| Admin fee / account holder | $868 | $17,628-95.1% | $14,905-94.2% | $19,030-95.4% |