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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,606 | $159,934+26.1% | $147,005+37.1% | $145,959+38.1% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 16.65% | 98.24%-81.6pp | 418.76%-402.1pp | 561.95%-545.3pp |
| Employer contribution / active EE | $1,820 | $5,287-65.6% | $4,934-63.1% | $4,661-61.0% |
| Participant deferral / active EE | $7,508 | $8,427-10.9% | $8,070-7.0% | $6,689+12.3% |
| Admin fee / account holder | $750 | $15,053-95.0% | $13,006-94.2% | $13,398-94.4% |