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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,201 | $40,275-87.1% | $57,356-90.9% | $59,633-91.3% |
| Participation rate | 33.8% | 69.1%-35.3pp | 75.1%-41.3pp | 68.7%-34.8pp |
| Annual return | -0.97% | 27.52%-28.5pp | 24.41%-25.4pp | 2041.45%-2042.4pp |
| Employer contribution / active EE | $339 | $1,921-82.3% | $2,689-87.4% | $2,203-84.6% |
| Participant deferral / active EE | $781 | $2,400-67.5% | $3,162-75.3% | $3,192-75.5% |
| Admin fee / account holder | $124 | $2,820-95.6% | $3,357-96.3% | $4,297-97.1% |