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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $472,758 | $239,571+97.3% | $183,328+157.9% | $137,256+244.4% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 80.0%+20.0pp |
| Annual return | 13.41% | 35.69%-22.3pp | 29.67%-16.3pp | 220.34%-206.9pp |
| Employer contribution / active EE | $2,201 | $6,148-64.2% | $5,055-56.5% | $4,156-47.0% |
| Participant deferral / active EE | $12,900 | $7,995+61.3% | $6,795+89.8% | $6,407+101.3% |
| Admin fee / account holder | $6,538 | $30,059-78.3% | $21,427-69.5% | $12,270-46.7% |